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Guidelines for Preparing for the Annual Medicare Enrollment Period

If you qualify for Medicare benefits, you’ve probably received or should soon be receiving your” Medicare and You 2021″ handbook as October 15 through December 7 is the Annual Open Enrollment Period. This is the time when you have the opportunity to sign up, keep or make changes to your Medicare and Prescription Drug plan. […]

Why 2020 is the Year We Need Life Insurance.

Simply put, life insurance provides your spouse, children, and loved ones (also known as “beneficiaries”) with financial support if you were to pass away. Making sure you’re covered is one of the most empathetic financial decisions you’ll ever make: you’re not thinking about your death so much as you’re thinking about the quality of your […]

3 Basic Steps for Winterizing Your Boat

If you own a boat, most likely, you’ve enjoyed cruising up and down waterways with your family and friends. But before long, cooler temperatures will arrive and you’ll need to put away your boat. That’s why it’s important you know how to properly prepare your boat for storage so it can be in good shape […]

Back-to-College Shopping? Why Renter’s Insurance Should Be On Your List

Are you sending your child back to college this semester? After you’ve finished shelling out your hard-earned cash for textbooks, clothes, toiletries, laundry supplies, and other essentials, there’s one more item to put on your shopping list. An item that too many people overlook and forget. …No, it’s not that new laptop they’re asking for. […]

Best Practices for Safe Boating

The weather is nice and the water is calling. The boat is dusted off and you’re ready to drop it in the lake for the season. Or maybe it’s your first boating year on the river and while you’re excited to take the family out, you might not be entirely clear on the rules of […]

Disaster Preparedness

By failing to prepare, you are preparing to fail. Infamous words from Benjamin Franklin and the rule of thumb in disaster preparedness. Having a plan, one that everyone in your household knows and understands, is one of the most important things you can do for your family.  It’s not about how simple or elaborate it […]

A Case for Flood Insurance

Flood insurance seems very straightforward: You buy or build a  home near water. You know you’re running the risk of flooding. As a responsible homeowner, you purchase a homeowner’s insurance policy. Now you’re covered for flooding. Right? Most likely, no. In fact, there are a couple of costly assumptions in this seemingly simple statement. Consider this: […]

What is Equipment Breakdown Coverage And Why You Should Consider Getting Some

What is Equipment Breakdown Coverage And Why You Should Consider Getting Some You own a home and consequently have a corresponding homeowners insurance policy. Well done and also this is the minimum amount of coverage you should have for this important asset. In a previous post we spoke about the importance of having coverage for […]

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