Business Insurance

Whether you’re just starting out as a business owner or you’re opening your 30th location, we’re here to make sure you and your employees are protected.

Some of the Industries
We Serve:

Apartments/Condo Associations
Real Estate
Construction
Restaurant/Bars
Social Service
Alarm/Security
Private Investigator
Lumber/Material Dealers
Professional Services
Business Services
Retail/Wholesale
Manufacturing

Our experience combined with a customized program allows us to provide the proper coverage specific to your needs.

Coverages We Offer:

Property
General Liability
Business Auto
Crime
Inland Marine
Worker’s Compensation
Professional Liability
Executive Risk
Bonds

This is coverage that protects you (the insured) against loss or damage to real or personal property from a variety of perils.

Your property policy can also provide coverage for business interruption, utility services, equipment breakdown, and loss of rents which, as a business owner, you know is very important.

This coverage is specifically for owned and non-owned motor vehicles that are used in the course of your business. Whether you are delivering a shipment or running to the store for supplies, this policy can be designed to fit your needs.

Insurance that covers an employer’s liability for injuries, disability or death to persons in their employment, without regard to fault, as prescribed by state or federal workers’ compensation laws and other statutes.

Coverage that protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property.

How We Stand Out

Quick Response
Speedy Certificates
Knowledge of Work
We Work with Multiple Companies
Dedicated Claims Department

Optional Coverages:

We are always just a phone call or email away if you have any questions.

Equipment Breakdown

From point-of-sale systems to phones, HVAC, and electrical, your retail business relies on a variety of equipment to stay up and running. With Equipment Breakdown coverage, you can get the rapid repairs you need to keep your doors open. Plus, coverage helps pay for inventory damage and lost income due to breakdowns — even if you lease your retail space.

Data Compromise

Even small retail shops are attractive to cyber criminals who want your customers’ names and credit card numbers. That means cyber liability policies are now essential to protect your retail business from the high cost of data theft. Data Compromise insurance helps pay the expenses related to data breaches, including legal costs, notifying affected customers, and credit monitoring.

Crime

A business crime policy can provide coverage for theft of Money on or off your premises and if one of your employees steals money, inventory, or other property. What’s more, these policies can also provide protection against unauthorized withdrawals from your bank account and cyber-crimes.

Employment Practice Liability Insurance

This coverage protects your business by providing payment for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.