Homeowner Insurance
Nearly two out of every three American homes are underinsured. On average, homeowners have only enough insurance to pay for 78 percent of costs to replace or rebuild their homes.
- Marshall & Swift/Boeckh LLC (MSB), a leading provider of building replacement cost data
While the thought of purchasing insurance can be overwhelming, imagine your life without it.
Think about what it would cost to replace EVERY item in your home.
Insurance 101
Deductible
The amount of money you pay out of pocket for damages to your home before your insurance pays the rest. This can be a dollar amount or a percentage of the home value. Many policies have both types depending on the cause of the loss.
Special Form Coverage
The most comprehensive type of property insurance coverage, covering damage or loss caused by any peril unless specifically excluded in the policy.
Replacement Cost Value
Coverage for the cost to repair or replace your home and belongings without depreciation.
Our job is to help you understand the risks involved and help you make educated decisions to protect what is yours.
We understand that sometimes the easiest way to buy insurance is online and the last thing you want to do is talk to someone on the phone about insurance.
However, we also know it is best to discuss your needs with an agent. You want to know that the insurance you are purchasing will cover the damage or loss when you need it.
A Few of the Insurance Companies We Work With
We work with a variety of carriers to ensure that they fit your needs.
What sets us apart
We work with multiple carriers, which gives us options to find the carrier that best fits your needs.
We’re insurance experts. We can help you get the protection you need.
Are You Covered?
That’s why we’re here. Fill out the form and our team will help you get the coverage you need.
