Homeowner Insurance

We understand that purchasing insurance can be overwhelming. Definitions, conditions, coverages, exclusions, and endorsements can definitely cause confusion and possible give you a headache. Purchasing insurance isn’t exactly exciting or fun but imagine your life without it. 

Imagine losing everything you own to a fire and not having insurance to help get your life back on track.  

Your home is an investment. your castle. worth protecting.

Nearly two out of every three American homes, or 59 percent, are underinsured as homeowners, on average, have only enough insurance to pay for 78 percent of costs to replace or rebuild their homes. This is according to Marshall & Swift/Boeckh LLC (MSB), a leading provider of building replacement cost data.

Have you thought about what it would cost to replace every item in your home?

How many pairs of jeans are shoved in your dresser? coffee cups are in your kitchen? books are on your bookshelf? DVDs are in your collection?

Coverage for your home and belongings at the cost to repair or replace the damaged
property, minus depreciation.

Coverage for the cost to repair or replace your home and belongings.

Extra coverage to rebuild your home, up to 120% or more of the limits on your policy.

What sets us apart:

  • We work with multiple carriers, which gives us options to find the carrier that best fits your needs.
  • We’re insurance experts. We can help you get the protection you need.

We understand that sometimes the easiest way to buy insurance is online and the last thing you want to do is talk to someone on the phone about insurance.

But, we also know that what you really don’t want is to find out your cheap insurance (that you bought online in 10 minutes) isn’t going to cover the damage caused by a storm or a fire.

Our job is to help you understand the risks involved and help you make educated decisions.